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PANACREDIT is one of the leading companies in Latin America delivering software and solutions for the credit industry. For many years we have been offering credit management solutions for many companies in 11 countries, in industries anywhere from banking to commerce. We offer technology and solutions that not only manage the vital processes of the credit industry, but also return true value, operational efficiency, immediate results, increased productivity, and better opportunities for growth and profitability.
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If credit is your business,
we are your solutions.
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PANACREDIT is:
- A software leader in the credit industry.
- Internet-ready solutions.
- Products that transform routine processes into valuable
processes.
- Products that help businesses retain their customers, and increase theri customer base.
- Strategic services that turn products into unique and powerful solutions.
- A Software as a Service pioneer for the credit
industry.
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| Digital
Credit Management |
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Satisfied clients in 11 countries |
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Experience that delivers real results |
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Welcome to web-based credit |

Who we are |
PANACREDIT is the business
software leader for credit management. PANACREDIT offers
applications for credit management, credit decision and analysis, portfolio management, credit-debt collection, among others.
With more than 60 clients in 11 countries, PANACREDIT’s
products offer power, performance and scalability. They are web-based, quickly implemented, and have a great cost-benefit ratio. In addition, the PANACREDIT Service Center offers competitive service plans for
installation, support, training and consulting.
PANACREDIT helps businesses that need faster, easier and more reliable credit operations. We work everyday to make your business competitive through credit.
At PANACREDIT we are committed to offering the products, services and solutions that the credit industry needs to support daily operations, reduce risks and costs, and increase profits.

Our priorities and corporate values

- The client.
- The employees.
- Innovation.
- Quality.
- Commitment.
- Integrity.
- Global thinking.

Our solutions
When we place any system on the market with our name, we are confident that our clients have systems that not only manage, but also:

- Sell.
- Reduce costs.
- Facilitate decision-making.
- Build strategies.
- Help them acquire loyal customers.
- Improve their image.
- Make them stronger.
- Help them grow their business.
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PANACREDIT's history |
PANACREDIT was founded in 1995, as a part of a larger business group. Our group has been dedicated to technological innovation for almost two decades, leading the industry with experience and prestige. Within that time, we have accomplished the following:

- We developed administrative and logistics systems for Mexican businesses with national coverage, and transnational businesses- such as Ace Hardware (1982-1994).
- We were a co-founder of Datacredit, the first Mexican Credit Bureau. This was a joint-venture with Experian, a subsidiary of TRW (1994).
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We were pioneers in the development of applications involving smart
cards (1995).
- We partnered with Credit Strategy Management, a U.S. leading
company, to develop credit score models (1995).
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We developed applications for database management and for control of authorized credit cards.
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Mission and corporate goals |
Our mission is that all of our products are synonymous with innovation, value and quality for our clients. We have adopted the following strategies to accomplish our mission:

1.- Always offer our clients world-class & innovative technologies.

2.- Develop products and services that provide our clients with true value and real benefits.

3.- Quality assurance programs, like CMMI, that result in more reliable products.

4.- Close communication with our clients - listening, attending to needs, and rethinking our strategies based on those needs.
At PANACREDIT we sell credibility, dedication, service and the prestige of a name founded on quality. |
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