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Terms of use

1. PANACREDIT permits access to its web site (hereafter named, “the site”) with the purpose of offering information regarding PANACREDIT, its products and services, its experience and the work that it has done for its clients throughout the years. All visitors are welcome to our site with the understanding that there are rules regarding its use. The only authorized use of this site is to obtain information regarding PANACREDIT and any other type of use is not permitted.
Upon entering, browsing and/or using this site, you admit to having read and understood these terms and agree to subject yourself to them and fulfill all the applicable laws and rules. In case you do not agree with these terms, you are not obligated to use this site. The material supplied on this site is protected by the law, including, but not limited to, the copyright laws of Mexico and international treaties.


Copyright notice

2. The copyright of all the material and the contents of this site is the property of the original creator of this material. Some of the materials and the contents might be the property of PANACREDIT or of its clients.

© Copyright Esoftware, S.A. de C.V. 1994-2006. All rights reserved.

Unless expressly stipulated in this Notice, none of the material or the contents of this site may be copied, reproduced, distributed, altered, republished, displayed, announced or transmitted in any manner or by any other means. This includes, yet is not limited to, electronic or mechanic means, photocopies, recordings or any other type, without the prior written permission of PANACREDIT or the owner of its copyright. Permission is granted to on-screen display, to copy and distribute the material on this site only for personal but not commercial use, under the condition that you will not modify the material and that you will conserve all the legends regarding the copyright and other types of ownership contained in this material. This permission terminates automatically if you violate any of these terms and conditions.
All rights not expressly granted are reserved.

3. All trademarks, service marks, brand names, commercial names, and logos in this site are registered trademarks or not registered trademarks which ownership belong to PANACREDIT and/or others. PANACREDIT owns the following trademarks: PANACREDIT, PANACREDIT logo, eCustomer, eCollecting, eRevolving, eMarketing, Perfiles Optimos, Creditware, SCAI, PANACREDIT, including their respective logos, as well as those pertaining to Call Center and Grafidata. The site contains or may contain trademark names and logos that are property of third parties, which are included in or may be included in connection with products and services of the trademark's owner.

4. The components of PANACREDIT's web site are protected by industrial design protection laws, against unfair trade protection laws, and other laws, and may not be copied or imitated as a whole or in parts. No logo, graphic, sound or image pertaining to PANACREDIT’s site may be copied or transmitted, without PANACREDIT’s express permission.

5. Permission is granted to use the documents (such as products and services brochures, technical brochures or whitepapers, articles and diverse documents) in any electronic format they are found on this site, as long as, (1) PANACREDIT is recognized as the owner of the copyright of those materials, (2) the use of those documents is only for non-commercial personal use and shall not be copied or displayed on any network, nor shall they be published by any means, and (3) the contents are not modified. Its use for any other purpose is expressly prohibited by law, and could result in grave civil and penal sanctions and could be the subject of as many judicial actions as pertain to the law.
The documents, contents and graphics published on this server might include technical inexactitudes or typographical errors.


Privacy policies and others provisions

6. PANACREDIT may collect and store personal information regarding people that visit the site and who voluntarily submit information upon contacting PANACREDIT through the site. PANACREDIT may use that information to contact these people regarding its products and services. PANACREDIT may erase the information and terminate future contacts with the person who so requests it via e-mail to scai@PANACREDIT.com


7. PANACREDIT is not responsible for the security of this site, nor for the communications and/or access of its visitors. Any link from other sites to PANACREDIT’s site should first be authorized in writing by PANACREDIT. PANACREDIT is not responsible for other sites in which PANACREDIT's links or information may appear.


8. It is strictly prohibited to use or contact this site with the purpose of altering or damaging the site, its content or its safety measures or to bother or discredit PANACREDIT or its clients or its respective products or services or its employees. No unsolicited e-mail (spam) may be directed to or sent through this site.


9. If you believe that any material on this site, that has either been placed by PANACREDIT or by a third party, violates a copyright or the rights of third persons, please contact us with the details regarding such facts at scai@PANACREDIT.com, so that we might determine if we should proceed to eliminate that material from the site.


10. PANACREDIT is not responsible regarding the updating, accuracy, availability, or non-availability, viruses or other defects of the site or its material and content. Under no circumstances PANACREDIT will be responsible for any damage to its users, to their computer systems, or to any others, even if PANACREDIT were informed of the possibility of those damages.


11. The main language of this site is Spanish, even though PANACREDIT may in the future offer versions of this site in other languages, so that it might be used in the greatest number of countries and regions of the world.


12. PANACREDIT’s headquarters are in the city of Guadalajara, Jalisco, Mexico. This site, as well as this Legal Notice are subject to the laws of Mexico, no matter what the place of residence of the user of the site is; any legal complaint regarding what is stipulated here, or regarding the site, should be presented before the corresponding judicial or civil courts of the City of Guadalajara, Jalisco, Mexico.


13. The use of this site is subject to these rules and all the terms and conditions mentioned above, which you as the user contract upon contacting and using this site.


14. PANACREDIT reserves the right to revise and update the provisions of this Legal Notice at anytime, effective on the date of the publication of the new rules and the changes on this site.

 
 
   
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